Budgeting For January Sales: What You Need To Buy In 2018

The Christmas presents have been bought and wrapped, the food has been fought over and stored and you’re probably already sick of turkey – so what’s next? Well, the January sales of course! Now, for those of you who are struggling a little with money, the upcoming sales can be an eye-watering thought, but what if we told you there are some things you need to buy this January that will help you save money throughout the year. So, without further ado, here are our top picks for what you need to buy in the New Year sales.

Christmas Stuff!

With Christmas over and done with, you might growl at the thought of looking at a single scrap of wrapping paper, but the January sales are actually the cheapest time to pick up the decorations, wrapping paper and cards you’ve been wanting to pick up but thought they were too expensive at the time. Stores try and get rid of their Christmas stock each year in the weeks after Christmas, and the costs can be cut from 50% or more! Even the best quality decorations will be put on sale for you to nab for some pretty decent prices, so take full advantage!

The Presents You Need For The Year

Birthdays, weddings, births, Valentine’s Day, anniversaries… they’re all costs that we may face during the year and can find ourselves struggling to cover. This is where the sales come in, at least partially. Big ticket birthday presents for kids can be picked up in the sales if they weren’t already bought for Christmas, and you can pick up all kinds of gift sets and bundles in the sales to give during unexpected wedding announcements and baby births. How prepared you want to be is ultimately up to you, but a little preparation during the best sales of the year is undoubtedly going to save you money in the long run.

Those Bits Of Furniture You Keep Meaning To Replace

We all have something in our house that probably isn’t functioning as it should. Whether it’s a door with a faulty handle or a drawer that doesn’t slide properly without getting stuck, it might be time to replace it. Of course, if it can be fixed rather than completely replaced, it could be better to do that, but if it’s a lost cause, the January sales are the best time to pick up that replacement furniture. Just like clothing and electronics, furniture stores have seasonal stock and will try and sell off what’s left in January to make room for the new collections – so grab it! No one will notice if your shiny new coffee table is a season behind.

Out Of Season Electronics

What do we mean by out of season electronics, you ask? Well, air conditioners, fans and anything else used more in the summer is probably going to be a lot cheaper in January than it will be when the weather starts to get warmer, so why not take advantage of it while it’s there? If there are some good deals, pick it up! Your not-sweaty, not-sticky and not-grumpy future self will definitely thank you for the forward thinking.

Wardrobe Essentials

Okay, so it’s no secret that clothes stores tend to sell their off-season clothing a whole lot cheaper than the in-season collections, but in January this is more prominent than ever. High street retailers will often offer deep discounts, especially on Christmas-related clothing, so why not pick up next year’s Christmas jumper now? If you have kids, fill up their winter wardrobe with clothing a size or two bigger (depending on their age) so you don’t have to shell out next winter. It’s a bit of a risk, but it’s one that could be very worth taking if you plan ahead.

So there you have it, here are some of our top tips this January. What you can and can’t buy this January will depend on the stores and their sales, but there are staples that are always available, so why not browse around to see what you can find? If you truly run into a financial emergency this January, or at any time during the year for that matter, a payday loan is there, but hopefully our tips have helped you save a little money nonetheless!

Generic advice is not a service regulated by the Financial Conduct Authority.