Can People On Benefits Get A Payday Loan?

If you happen to be receiving state benefits for whatever reason, it can be frustrating trying to obtain a loan. Payday loans, such as the ones offered by Wizzcash, are a sound option in a financial emergency, but Wizzcash does...

How to Budget Effectively

It can feel like an uphill struggle mastering your monthly budget. However, perfecting this skill can be simple and easy when you know where to begin. Understanding the simple core principles of effective budgeting, as outlined below, will ensure you...

The Lending News Bulletin: 1-16 November

Our regular digest of the most salient news and opinion on consumer credit, lending and regulation Mortgage arrears remain at historic lows in Q3 2018 | UK Finance | 08.11.18 Figures from UK Finance, the trade association representing the finance...

The Lending News Bulletin: 16-31 October

Our regular digest of the most salient news and opinion on consumer credit, lending and regulation. Bank of England raises alarm over surge in high-risk lending | The Guardian| 17.10.18 The Guardian reports on a warning from the Bank of...

The Lending News Bulletin: 1-15 October

Our regular digest of the most salient news and opinion on consumer credit, lending and regulation.   Launching a FinTech in the United Kingdom | The City UK | 03.10.18 This Allen & Overy Report, supported by the TheCityUK, gives...

Consumer Credit: An Overview

Part A INTRODUCTION Consumer Credit; the ability for a customer to obtain goods or services through a loan or other financial accommodation extended by a bank, retailer or other organisation, serves around 39 million people in the UK [1], and...

The Lending News Bulletin: 15-30 September

Our regular digest of the most salient news and opinion on consumer credit,lending, and regulation   The Future of Payments | Money Supermarket | Sept 2018 Price comparison website, Money Supermarket, published a detailed guide of its view of the...