If you’re looking for a Peachy Loan alternative, you’ll find no shortage of options; all claiming to be offering you the best deal possible. Peachy Loans are a popular choice for those looking for a loan, having been established in 2010. However, just because a lender is popular, doesn’t mean they are the best choice, or that they have the right product to suit your needs.

Finding an alternative to Peachy Loans that does suit your needs might not seem like an easy task – but getting the right loan for you will undoubtedly be worth it in the end. Taking the time to find the right Peachy Loan alternative means you’ll be more likely to find a loan with terms that are better suited to your needs. Choosing the wrong lender can ultimately have negative implications on your finances should you fail to meet your repayment obligations, with the repayment structure itself not being suited to all. We strongly recommend that anyone looking for a payday loan do their research regarding repayment structures, loan details, APR and loan length.

What About Wizzcash as a Peachy Loan Alternative?

With Wizzcash, we are committed to providing a simple and straightforward application process. Wizzcash are both a direct lender and a broker. So you could get a loan of up to £1000 paid directly into your bank account from us, however, if we aren’t able to lend directly to you, as a broker, we could be able to help you find an alternative payday loan solution. Wizzcash is completely committed to responsible lending, so when you’ve provided us with all of the details that we need, and once they have been confirmed as correct, we will proceed to do the rest. We’ll perform an in-depth credit and affordability check to ensure your ability to comfortably pay back the loan – we don’t want you to get into any more financial difficulty. Simply fill in our online application and you’ll get a provisional decision within moments.

Why Choose Wizzcash?

Amounts Tailored to you – As financial emergencies are different for everyone, naturally people will need to borrow different amounts. At Wizzcash you can borrow anything from £200 to £1000, whether you’re a first-time loanee or a returning borrower, the process is easy and straight forward. Subject to approval, the money can be in your account with minimal hassle, allowing you to take care of what you need to take care of.

Attractive APR rates – Wizzcash is committed to offering our customers genuine value. The average loan through Wizzcash will be subject to 1265% APR. Please follow this link to learn more about our payday loans.

Simple Online Applications – When you need a payday loan, you normally need it fast. Financial emergencies can occur suddenly and completely out of the blue, and we know that you can’t afford to be waiting days for your loan. So, as is the case with Peachy Loans, at Wizzcash you can apply, be approved, and have received the money in your account the same working day – subject to conditions.

Financial Responsibility 

Wizzcash is a payday lender approved by the FCA. Nothing matters more to us than our customers. As such, our goal is not to pursue the hard sell, this means that we won’t pressure you into borrowing more than you need or more than you can afford to pay back.

Is a Payday Loan Right for you? 

Payday loans are there for people to turn to when they are in a financial emergency. Financial emergencies can vary and can arise, for example, if your car suddenly breaks down without warning, if your boiler explodes leaving you without heating or hot water or if you receive an unexpected bill that you cannot afford to pay back. So, if you need a relatively low amount of money in a hurry, because of a financial emergency then a payday loan might be the solution for you. But, depending on your needs, there may be a better loan alternative out there for you. With that in mind, we’ve put together a handy payday loan alternative guide for you to learn more. We recommend that you read this guide so that you are fully aware and informed of all options should you find yourself in need of a payday loan.

Is a Credit Check Essential with Wizzcash?

Yes. We do a credit and a financial status check on all of our customers, so whether you’re borrowing £300 or £1000 you will be subject to a credit check. Wizzcash is an FCA approved lender and as such we follow the FCA guidelines and regulations for responsible lending. We endeavour to perform checks as quickly as possible, with our online application keeping the process quick and convenient.

Is it Really That Easy?

We have streamlined our online application process to make it as easy and as simple as possible for you to get your payday loan in good and reasonable time. If you want to understand more about the terms of your loan before applying, then you can use our handy loan calculator to show you your potential repayments. If your application for a payday loan is successful, then you can get the money into your bank account within one working day.

Can I Apply Right now?

Yes! If you’re looking for a payday loan and don’t want to use Peachy Loans, then Wizzcash is a viable alternative. We’re a responsible lender, dedicated to providing repayment terms to suit your individual circumstances. So, whatever your financial emergency might be, you can always turn to Wizzcash.

If you want a hassle-free payday loan from an FCA authorised payday loan lender then get in contact with Wizzcash today. We have made applying online simple and easy – apply now.

Wizzcash.com is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organisation.