Can I Get A Payday Loan With Bad Credit?

The good news is you may still be able to get an online loan with bad credit in the UK, with some payday loan companies such as Wizzcash providing a responsible lending service that evaluates affordability also, not just your credit score.  It is important to remember your credit rating will have an impact on your ability to get loans from other financial institutions including banks and payday loans.

Under FCA regulation, you must undergo a credit assessment when you borrow money from an authorised lender. Thus, you may want to avoid lenders that offer you a payday loan without a credit check.