You searched for Wonga Payday Loans…

But have you seen the cheaper 3 month alternative from


Because you searched for Wonga Payday Loans, we wondered if you might be interested in a cheaper and more flexible payday loan alternative.

Welcome to! Instead of paying back your loan in one lump sum like you do with a normal Wonga loan, lets you pay back your loan in 3 equal monthly instalments. By repaying over 3 months, it's a smarter way to manage your finances since you keep the money you borrowed for longer.

The table below shows how loans compare to Wonga Payday Loans. (Last updated 26th June 2013)





Wonga Payday Loan Alternative

As you can see from the table, is a real alternative to a Wonga payday loan. A loan from lasts 90 days and is paid back in 3 equal instalments. The 993 % APR is a lot lower and you’ll notice that there is no administration fee charged for taking out the loan. We’re proud of that, the same way we are completely transparent with our customers. There are no hidden fees and if you want to pay back early you can, at no additional charge.

Like Wonga

Like wonga, we offer short-term loans of up to £1,000. At, you can borrow up to £300 on your first loan with us and then once you have repaid this successfully, we will increase the amount that you borrow from us up to £1,000. Like Wonga, our application is online and once you have filled in your details, we will give you an instant decision as to whether you have been approved or not. We will always carry out some final credit and affordability checks and provided that you have passed these, we will be able to transfer the funds within one hour.

Loans like Wonga

Loans like Wonga and other online lenders can transfer the money into your account in one lump sum. At, we also deliver the money into your account in one lump sum once you have been approved. What makes a loan different is the flexibility of paying back in 3 monthly instalments. By repaying in 3 monthly instalments, it means there is less money leaving your account each month and this makes your finances easier to manage.

Loans like wonga and other lenders will usually collect the repayment out of your debit account automatically on your payday. This means that when you have to repay, you don't have to worry about sending the money or setting up bank transfers - the whole repayment process is taken care of. You just have to ensure that you have enough money in your account ready to collect.

But because offer a 3 month repayment plan, we would like to show you a typical repayment example below:



28th March

£300 transferred to your account 

26th April

1st repayment of £145.87 automatically leaves your account

27th May

2nd repayment of £145.87 automatically leaves your account

26th June

3rd repayment of £145.87 automatically leaves your account




Total period: 90 days


Total cost:     £437.61

Do you need wonga for emergency expenses?

Everyone needs money or a bit of wonga for emergency expenses. We don’t know when emergencies are going to strike and it is hard to know how to prepare for them. There are so many different types of emergencies that could arise. It could be that your car has broken down and you need some money at your disposal to get it fixed so you can take the kids to school and commute to work. Or perhaps your plumbing isn’t up to scratch. Either way, you might need emergency cash to see you through.

Most financial experts recommend 3-6 months of living expenses as a starting point for an emergency fund. Some people keep their rainy day fund in a jar at home or stashed away in a secret compartment somewhere in their house. Some like to keep their emergency cash in a bank, ready to withdraw when it’s needed.

The only problem with an emergency cash fund is that not everyone has one. It is hard to save money, especially for an emergency that we can’t see coming. Sometimes we need a cash injection to see us through because if we don’t have the money saved, this is often the only way we can resolve our emergencies. offers emergency cash

If you are looking for money for your emergency, you have come to the right place. Whether it’s quick cash for car repairs or dosh in double time for a plumbing disaster, we’ve got the emergency funds to see you through a tight spot. is committed to responsible lending. Loan candidates must meet the below criteria to apply. also undertakes a number of credit checks to ensure the suitability of its applicants.

·         Minimum 20 years of age

·         UK resident    

·         In current employment and take home a minimum of £750 a month


apr bar
  • Total Amount of Credit: £200  
  • Duration of the Agreement: 90 days
  • Total Amount Repayable: £291.18 to be re-paid in 3 equal instalments of £97.06 on your next 3 pay days
  • Interest is Fixed at a rate of 264% per year
  • Representative APR 993%

Short Term Loans

  • Quick Approval
  • Free To Apply
  • No Early Payback Fee
  • 3 Equal Repayments

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