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Max 1st time loan £300

Repay over 3 months
3 payments of £151.42
Borrowing £300 + interest of
£155 = Total repayments of £455
Example based on 90 day loan
Representative APR 1265 000
  • Representative Example
  • Total Amount of Credit: £300
  • Duration of the Agreement: 90 days
  • Total Amount Repayable: £454.26 to be re-paid in 3 equal instalments of £151.42 on your next 3 pay days
  • Interest is Fixed at a rate of 292% per year – 0.8% interest per day
  • Representative 1265% APR

What Are Payday Loans?

Payday loans are small, short-term loans designed to cover emergency expenses and tide people over to when they next get paid – hence the name payday loans. Payday loans typically range from £100 to £1,000. For more information read our payday loans FAQs page.

What Are Payday Loans For?

People usually borrow a payday loan to pay for things like:

  • Boiler and other urgent home repairs.
  • Emergencies like sudden dental work or vet bills.
  • Essentials, or a bit of cash to tide them over.

Payday Loans From A Direct Lender

If you take out payday loans with Wizzcash, youre taking out a payday loan from a direct lender. As a direct lender for payday loans, we deal directly with you.

That means no upfront fees, a simple and fuss-free payday loan application process, no hidden extras and an all-round convenient way to manage your finances when youre in need of a little help.

Wizzcash has been voted one of the best payday loan direct lenders by independent review company Our customers have rated us over 4.5 stars for Customer Service, Ease of Use, Value for Money and Flexibility.

Borrow From An Approved Payday Loan Lender

When looking for a payday loan, its always recommended to deal with a reputable lender. That means one who is committed to responsible and fair lending, like Wizzcash. To give yourself as much peace-of-mind as possible:

  • Take out a payday loan with a lender approved by the Financial Conduct Authority (FCA), like Wizzcash.
  • Ensure you’re able to make the payday loan repayments, so you don’t risk slipping into debt.

At Wizzcash, we put responsible lending at the heart of everything we do and are fully committed to the FCAs price cap charging structure. If youre looking for a safe and fair payday loans provider, Wizzcash is one of the very best.