How it works – a step-by-step guide

How It Works

How Much Can I Borrow?

At, we are a direct lender offering customers up to £1,000  loans. A loan from is different to a payday loan because customers have the flexibility to repay over 3 months in equal monthly instalments.

Apply Online

Our entire application is online and takes only a few minutes to complete. Once you have filled in your details, we will carry out a series of affordability and credit checks and you will receive an instant decision letting you know if you have been successful or not. If provisionally accepted, our underwriting team will get in touch with you over the phone or email to confirm a few quick details and then we can transfer funds within one hour.

Am I Eligible?

As responsible lenders, customers need to meet the following criteria before applying:

  • Over 18 years of age
  • UK resident
  • In current employment and take home a minimum of £750 a month
In the event that your application is not successful with, your details will be passed to an alternative loan provider that may be able to find you a suitable alternative. If you would not like to proceed with this option please do not enter any further details and close the window.

Your debit card details will not be passed on to any other company.