How to apply for payday loans with wizzcash.com
At wizzcash.com, customers can borrow up to £1,000 and repay over 3 months in equal monthly instalments. All applications are completed online and we do not accept applications over the phone or by post. Applications can be completed on all devices including desktop, mobile and tablet and all you need is access to the internet to apply.
How the application works
Our application takes around 5 minutes to complete and we ask you to fill in some basic details regarding your residence, household expenses and employment. We require you to enter your bank card details so that we can run a credit check on your account and so that we know the correct account to send your funds to. Once you have completed the application, we will run some automated checks and you will receive an instant decision on the page letting you know if you have been provisionally accepted or not.
Esign the loan agreement
Although we offer an instant decision, the funds are not transferred to your account automatically. If provisionally successful, you will need to electronically sign the loan agreement using the email link and SMS code that we send you. Once you have reviewed all the terms and conditions, your application will be passed to our underwriting team who will review everything and get in touch to confirm a few details. We may request a copy of your pay-slip or bank statement to confirm your employment and bank details. If your application is successful, we can transfer the funds to your account in 1 hour.
The checks we do
At wizzcash.com, we take responsible lending very seriously. We always carry out a series of credit checks before funding a loan. The credit check we carry out will leave a small footprint on your credit file but will not affect your credit score. In addition, we carry out affordability checks to match how much the customer wishes to borrow and how much they can afford to repay. Customers must be in employment to be suitable for a loan with us and we do not offer payday loans to those who are unemployed or receiving benefits. To be eligible to apply for a loan with wizzcash.com, borrowers must meet the following criteria.
· Minimum 18 years of age
· UK resident
· In current employment and take home a minimum of £750 a month