A financial emergency and unforeseen costs can cause days of stress and frustration. No one likes to wait on such occasions, and if it’s a payday loan you decide you need, applying should be straight forward. That’s why all our loan applications are online. We offer loans for as little as £200, to as much as £1,000. Whichever amount you choose, you have 3 months to pay. Should you decide to pay back early, we won’t charge you any early repayment fee. If your payday loan application is approved, funds will be transferred to you promptly and straight to your bank account.
It’s important that even when acting on an emergency to carefully consider your options. Firstly, make sure a payday loan is the right option for you. Always check the costs of the loan to make sure you can make the repayments on time. Payday loans may not be suitable if you are struggling financially or if you cannot control your spending or if you are looking to make non-essential purchase(s).
Secondly, knowing you are in good hands is vital, it’s worth doing some research to find a lender that fits your needs. We began trading in 2012, so we have been around for some time. We are members of the Consumer Credit Trade Association (CCTA) and, authorised and regulated by the Financial Conduct Authority (FCA). We are driven by a commitment to responsible lending. For this reason, we conduct numerous affordability checks and credit checks before approving a loan. Making sure a loan is right for you is more important than just simply selling our product.
We are a direct lender, if you have a successful application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organisation.