To assess you for a loan application, we run a number of checks, including:
- Credit score check – we always check credit scores and use this to make our decision on your loan.
- Employment check – we only lend to people in employment.
- Affordability stress test – we look at what you want to borrow with what you can afford to repay.
We also offer a flexible repayment plan, allowing you to pay back your loan in easy repayments rather than one lump sum.