If you find yourself in need of financial support during an emergency, Wizzcash may be able to help subject to approval. Our quick loan service has been created especially for loan applicants who need to borrow money quickly in the face of financial difficulty.

“I found Wizzcash very helpful, the staff were excellent. The whole process was very clear. Will use again if I need to.” Debra, Wolverhampton

Wizzcash.com is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organisation.

What Are Quick Loans?

Unexpected costs or a simple temporary cash flow issue can often leave you in need of a short term financial boost, such as £300 loan, to get you back on the right path. Quick loans provide credit to borrowers who need the money over a short period of time, quickly.

Quick loans are similar to regular loans but the terms, amounts and borrowing period are typically different. The amount of money required over a short amount of time is usually smaller, and the borrowing period is around three months dependant on the borrower’s financial situation. The application and approval processes are both quick, and the money is put directly into the borrower’s bank account very soon after approval.

Candidates are still required to go through an application process, subject to affordability and credit checks, and should still be able to make the loan repayments on time, however, the application and approval process is quicker than that of usual loan applications.

At Wizzcash, we are a direct lender and a broker. This means that we are able to offer quick cash loans without the need for a third-party broker. However, If you aren’t approved for a loan with us, we will link you to a panel of consumer credit companies who might be able to help you. This helps us to give customers an answer quickly and put them on track to receiving the funds quicker.

What Can I Use A Quick Loan For?

Quick cash loans are designed for those in need of cash for an emergency or unexpected financial trouble. We will ask you questions to determine your eligibility for the loan from a financial perspective.

What Kind Of Quick Loans Can I Apply For?

We offer quick loans to suit your financial requirements and situation. For those seeking alternate repayment periods, we offer other instalment loans: payday loans and short term loans. Payday loans are suitable for someone who wishes to borrow until their next pay day, short term loans are typically paid back over a three month period and instalment loans are paid back in agreed instalments.

Typically the higher the amount borrowed, the longer the repayment period. The amount you can borrow for each type of loan ranges from £150-£1000.

How Do I Apply For A Quick Loan With Wizzcash?

With Wizzcash, you can apply for quick loans online. You will receive your decision online too. This makes the process quick and easy and you can fill out the online application at your own pace.

The first step is to decide how much money you need. You will then need to fill out the online application form.  We will then carry our affordability and credit checks and send you notification of our decision. If provisionally accepted, our underwriting team might be in touch to confirm a few details. Once approved the cash will be quickly transferred to your bank account in one instalment on the same working day.

If you want to make your application, you can apply for a quick loan at Wizzcash with ease.

What Can I Do If My Quick Loan Online Application Is Not Accepted?

If your application is not accepted, we may still be able to help. Wizzcash also acts as a broker for third-party lenders. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions.

When Will I Receive My Money?

Our quick loans are just that – quick! In a financial emergency, we understand that time can make all the difference; the expense of an overdraft gets worse with each day and being without an essential household item for a couple of days can be awful. We aim to handle the entire process and transfer your funds on the same working day that you submitted your application.

How Does The Process Work?

Once you have completed the application form, we will carry out a few eligibility checks. The checks include assessing your monthly income and outgoings, and any recent loan applications made. We will also take a look at your credit history. Once this has been done we will instantly confirm whether or not your application has been successful. Then funds will then be transferred to your account on the same working day. Learn more about how this works.

Wizzcash.com is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organisation.

 

What’s The Difference Between Quick Payday Loans & Instant Loans?

Quick loans and instant loans are both the same type of loan. Different lenders refer to their quick loan offerings under different names. As the FCA requires that every loan application is subject to affordability checks, lenders can never approve an application ‘instantly’. It takes a short amount of time to process them.

How Much Can I Borrow With A Quick Loan?

You can borrow between £200-£1000 with Wizzcash. The repayment period is three months and the cash is usually sent in one instalment, within one working day.

Why Should I Choose Wizzcash For Quick Loans?

When you choose to borrow with Wizzcash, you will benefit from the help of a direct lender who is also a broker. As a direct lender, we ensure that every part of the application process is simple and that the terms of your agreement are clearly outlined. The total cost of your loan will be shown upon application and the cost of each monthly repayment will be clearly outlined. This allows our customers to make an informed decision when borrowing.

As a broker, In the event that we are not able to help you, we will link you to panel of consumer credit companies who might be able to offer you loan products, loan comparison websites or credit reports companies to help you understand credit ratings and make informed credit decisions.

We take pride in offering quick loans UK borrowers can trust. We closely follow FCA regulations to ensure that we offer a fair deal to candidates who are able to make the monthly repayments.

If you have any questions about the types of loans we offer, just get in touch.