Quick loans could provide you with a little extra financial support during an emergency. If approved, Wizzcash could help you with access to quick cash to help keep you on your feet and moving forwards. We understand that financial emergencies and unexpected inconveniences can crop up from time to time, but they are particularly hard to deal with and move forwards from if you do not have immediate access to funds.

Wizzcash are a helpful service aiming to help our customers through their difficult and stressful times. You can apply for quick loans online by completing the straightforward form. We promise to review your application as fast as we can to ensure you are not left waiting or wondering for too long. Your funds could show in your account within the very same working day, but it depends  on the time of your application.

“I found Wizzcash very helpful, the staff were excellent. The whole process was very clear. Will use again if I need to.” Debra, Wolverhampton

Wizzcash.com is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organisation.

What Is A Quick Loan?

There are so many different types of loans out there and some can provide you access to cash quicker than others. A quick loan is not a dedicated financial product, but here at Wizzcash, we could still help you with fast financing!

Unexpected costs could cause a . Typically, short term loans are a much lower loan value in comparison to a personal loan. This can be helpful when you just need a little extra to make it through to payday because your budget did not account for a break down or emergency.

How Does A Quick Loan Work?

Quick loans are designed to give applicants access to cash as fast as possible, but all loans are subject to the same application process. This timeframe will differ, depending on the lender. You will be subject to a set of criteria and a quick credit check.

In a financial emergency, we understand that time can make all the difference; needing your car to get to work as soon as possible or being without an essential household item for a couple of days can be awful. Here at Wizzcash, we are a payday loan direct lender and a broker. Being a direct lender  means that those who apply for our quick loans will deal directly with us, which could speed up the process. If your application is successful, we would pay the sum into your account, streamlining the process.

Being a broker means if we are unable to fulfil your quick loan request ourselves, we will link you to a panel of consumer credit companies who might be able to help you with your financial situation. As we are both a lender and a broker, we are able to give quick decisions to all our customers and help to keep them on track, able to make informed and responsible decisions, which could help you receive loans quicker.

How Much Can I Borrow With A Wizzcash Loan?

Here at Wizzcash, we have the facility and means to get quick loans to you faster than most standard financial services or traditional high street providers. Our customers borrow sums from £200 – £1000.

The repayment terms for our loans is three months so you can spread the repayment over a period that is more manageable for you. There’s no need to stress about repaying your quick loans in one lump sum because payments will be equally spread out. You can find out more about the repayment terms on our website and on the payday loans page.

Wizzcash.com is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organisation.

How To Get A Quick Loan?

Customers looking for quick loans or fast access to cash are typically in a bit of a pinch. You can apply for Wizzcash loans online. This makes the process simple. To apply for a loan as quickly as possible, you will need the following information on hand:

  • How much money you want to borrow
  • How much you earn per month
  • Bank and card details

All applicants will be subject to affordability and credit checks. The amounts you ask to borrow will be cross referenced to ensure it is realistic for you.

This process is designed to make sure customers can afford to make the loan repayments set out for them. We understand that when you need a loan urgently, you might be focused on a short-term solution rather than long-term affordability. We want all our customers to understand the cost of a loan so that they understand the effect this could have on their future finances. Of course, we will perform affordability checks but it is important that applicants are only borrowing when they really need to and that the terms have been read and understood, too.

There are some requirements you should be aware of before you fill out an application for quick loans online. All borrowers will also need to be over 18 years old and a UK resident.

Where Can I Get A Quick Loan With Bad Credit?

It is possible to get quick loans with bad credit, but here at Wizzcash, we do not provide a dedicated service or loan type for this. Customers can apply for our loans even if they think they might have bad credit. As long as you meet our criteria, we could still lend to you.

Applicants should be aware that missing payments could have serious knock on effects for their credit score. Thus, you should only seek fast loans if you are prepared and committed to the repayment schedule.

Quick Loans From Wizzcash

Here at Wizzcash, we take pride in offering a financial service to consumers when they need it most. We help many people through to their next payday with minimal disruptions to the running of everyday life. We are a service that UK borrowers have come to trust. Wizzcash closely follow FCA regulations to ensure that we offer a fair deal to all candidates who are able to make the monthly repayments.

When you come to us direct for access to quick loans, you could have access to your funds within the within one working day, if approved. We strive to ensure all customers fully understand all they need to know about our loans before they apply or agree to repayment terms. This helps to prevent damaging financial behaviours, as emergency funds should not be considered a reliable source of credit. We ensure that the terms of your agreement are clearly outlined. The total cost of your loan and the cost of each monthly repayment will be clearly outlined, too. This allows our customers to make an informed decision when borrowing.

If you need more information about our financial services, get in touch with our team here at Wizzcash, today!