Same day loans could be a fast fix that could help you get back on your feet after a financial knock or surprise. We understand that sometimes life throws you an emergency that you need instant cash to resolve; car breakdowns, boilers on the blink, unexpected bills that are larger than usual.

Unfortunately, these are sometimes unavoidable expenses that all need urgent attention for life to carry on without a major disruption. A same day loan could be help as it provides some flexibility for borrowers.

Usually, it’s faster to apply for loans online than it is to visit a high street bank, they can also be filled out at any time of day! With Wizzcash, you can apply for loans using our straightforward application form. If successful, the money could appear in your account within the same working day you apply.

How Do Same Day Loans Work?

Same day loans are not a dedicated financial service, some lenders are just able to offer quicker access to the loans they do provide, usually approving candidates within 24 hours of making an application. A ‘same day loan’ is often a type of temporary or short term credit, with repayments over 3 months.

We here at Wizzcash have the means to provide fast acceptance and fast payments within the same working day of your application. This will be subject to your financial situation, the time at which you apply and the details of your specific requirements.

Can I Get A Same Day Loan?

To get a same day loan, you can apply online. Wizzcash are a payday loans direct lender as well as a broker. This means that even if we are unable to fulfil your request for a short term loan or same day loan ourselves, we could put you in touch with a lender that could help you. , if we are unable to help you directly, we will try to help you to understand why you are not able to receive same day loans from us.

All borrowers will be subject to a credit checks and affordability criteria.

How Do I Apply For A Same Day Loan?

To get a fastloan within the same working day that you apply, you will first need to choose the amount that is most suited for your situation and then fill out our form. This will help you to make sure you are seeking the appropriate loan amount for your needs.

Wizzcash will assess your application as quickly as possible. Same day loans can come with a high interest in comparison to other financial services. Before applying, it’s important you can repay the money you borrow. Our checks for each application help to ensure that the successful applicants are able to successfully afford to repay the same day loans that we offer. These checks are based on your current financial circumstance and affordability.

How To Get A Same Day Loan With Bad Credit

It is possible to get a loan with badcredit. We donot want hard times to stand in your way of getting access to the financial services you need, but we do not guarantee same day loans or bad credit loans.

Our policy ensures we consider applicants for same day loans when they have ‘bad credit’,or just a less than perfect score. We certainly cannotguarantee that every request will be approved, as we still have to carry out affordability checks on every applicant before making a responsible and informed lending decision. Here at Wizzcash, we appreciate that the current economic state means that a lot of people’s finances have been pushed to the brink and you cannot control unexpected costs or bills. However, in order to ensure that our lending is responsible, we will only lend to those that we deem are able to afford the same day loans which we lend.

Will Wizzcash Loans Affect My Credit Score?

At Wizzcash, we do perform credit checks before lending to customers. If you pay back the loan on time, this may be a positive sign to other lenders as they are able to see that you have repaid your loan amounts as agreed. However, not paying back your loan can have a negative impact on your credit score. This is why it is important that we ensure we lend responsibly.

If you apply for a same day loanwith Wizzcash and are unsuccessful, we may link you to a panel of consumer credit companies who might be better suited to help you. These companies might be able to offer you loan products, with terms from 1 to 36 months, loan comparison websites to inform you about the best rates available to you or credit report companies to help you understand credit ratings so you can make informed financial decisions.

What Can Wizzcash Loans Be Used For?

It is important that you keep same day loans restricted to emergency scenarios. Often, loans that are labelled as ‘same day’ have a high APR as it includes default fees and the interest rate within the calculation. If you borrow a sum of money and repay it on time you will not incur a late repayment fee of £15.

An emergency situation could be if you need to get to work but your car breaks down or it’s the middle of the winter and your pipes have burst as a result of the weather and you need to pay for repairs. These are things that often require urgent attention and if you don’t have the funds you need in your bank account to address them instantly, they can make life incredibly stressful very quickly.

If you just cannot wait until your next cheque comes in to resolve your financial situation, or your finances are going to be impacted by your emergency, for example your car breaks down, applying for a same day loan online could be a quick option to help you get back up and running. Just make sure that you only borrow what you need and can afford the repayments. Even if you are in need of a same day loan from Wizzcash, you should still think carefully about the financial commitment you are making and make sure the loan is right for your needs. We will always run all our affordability checks. This helps to determine whether you can afford the rates and repayment periods, working in line with FCA guidelines. You should be aiming to repay a temporary same day loanwithin the next three months if possible.

Apply Now

Wizzcash.com is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organisation.

How To Get A Cash Loan In The Same Day?

A same day loanfrom Wizzcash could provide you with access to cash on the same working day your application is approved. You will need to apply for our loans online. You will need to be a UK resident and over 18 years old to be eligible for our same day loans.

How Much Can I Borrow With A Same Day Payday Loan

Wizzcash same day loansare available for up to £1000. The amount you borrow can be repaid over the next three months. These loans can be more flexible than traditional same day payday loans, which are generally required to be paid back at the end of the month in one lump sum. We understand that our customers sometimes need a little more time to pay back their loans, our same day loansinclude instalment repayments to take the pressure off an already distressing situation.

 

Apply Now

Wizzcash.com is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organisation.

Same Day Loan Alternatives

Seeking same day loans really only happens when you are in an emergency financial situation and when you are in a bit of a panic. Wizzcash are proud to help our customers out when they are having a hard time financially, but you must be confident you can afford the repayments. You must be certain you are comfortable and understand the agreement you are committing to with our same day loans.

If the idea of borrowing money is something that is right for you, there are alternatives that may suit you better. You are always advised to speak to friends and family first as they might be able to lend you the cash you need without the interest rates. If your loved ones are not in a position to help you out, there are credit unions, bank loans and financial support available from the government. These could be more suited to your situation and might offer lower interest rates, too.

We are proud to be a responsible lender and have compiled a full guide to help you understand the options and alternatives available to you. Wizzcash are a responsible lender, we work to strict criteria before we approve any applications. We do not try to confuse our customers with jargon and will always try to explain things as simply as possible. This is because it is extremely important to us that you always understand the cost and terms of any loans in order to get them on the same day.

We also do not hide any fees or make you fill out complex forms. We just offer same dayloans that are designed to help you with your financial situation. In return, our customers have rewarded us with great reviews as they are satisfied with our service.